Program	Interest Rates	APR
30 Yr Fixed	5.625	5.710
30 Yr MTA	4.144	4.187
20 Yr Fixed	5.500	5.613
15 Yr Fixed	5.250	5.322
7/30 Yr Fixed	5.125	5.209
1 Yr ARM-Convertible	3.625	3.710
3/1 ARM-Convertible	4.000	4.132
5/1 ARM-Convertible	4.875	4.931
7/1 ARM	5.250	5.361
Jumbo 30 Yr Fixed	5.875	5.912
Jumbo 15 Yr Fixed	5.375	5.403
Jumbo 5/1 ARM	4.875	4.936
Zero Down	6.375	6.443
Stated Income	6.375	6.443
FHA	5.750	5.928
VA	5.750	5.882

Last Updated:

Winter Special- Ends March 31st All pre-approvals and applications done thru March 31st, will have lender closing costs paid by me - save from $375 to $860. Lender closing cost are: underwriting, administration, tax service fee & flood cert. This is available for all purchase, refinance and pre-approvals. Please fill out the quick application and receive a custom quote for your needs and options.

The rates listed above are for standard purchase & refinance, please call me or fill out a Quick Application for other rates, zero-down programs, stated income/no ratio, jumbo loans, VA, rural developement & non conforming loans. The posted rates are based on loan amounts of $150,000 for conforming loans up to $359,650.

Almost all conforming programs have automated underwriting, so your paperwork will be much less. Call or fill out the On Line Quick Application and I will have your approval same day for either refinance or purchase pre-approval.