Michigan Mortgage - Non Conforming Loans

Non conforming loans are generally for those that have less than perfect credit, or have special circumstances: hard to verify income, payoff land contracts, family purchases, no limit on cash out, etc. top 10 movies, people.

There are many programs available for purchase or refinance and some even have financing up to 100% of property value. I have mortgage programs from A- to D credit, and with todays lower interest rates it is the time to purchase or refinance your home. Please call so that I can review your mortgage needs, I have many lenders specializing in non conforming loans, this is just a partial list. Credit scores for most non conforming loans for those that have credit problems, will generally be below 620 to a low of 500.

Purchase or Refinance - Full Documentation
100% with a 580 credit score, can have collections, available for first time homebuyer.
90% with a 500 credit score, can have collections, over 2 years out of bankruptcy.
Interest only Mortgage - up to 95% LTV, 620 credit score.
Purchase or Refinance - Stated Income
95% with a 600 credit score, 2 yrs self employed or W-2, good past credit history.
95% with a 620 credit score, no employment, income, or assets documentation.
90% with a 580 credit score, max 2x30 rent/mort lates, 2 yrs self employed or W-2.
85% with a 540 credit score, 1 year self emplopyed, 2 yrs same line of work.